Government Disclosures 

These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners. 

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For information directly from HUD/FHA, visit https://www.hud.gov/guidance 

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For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/ 

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For information directly from the USDA, visit http://www.usda.gov/wps/portal/usda/usdahome?navid=GRANTS_LOANS 

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Required Links to Governmental Guidance 
Tool Kit Link (TRID) 
Adjustable Rate Mortgages Booklet Link 
Settlement Costs Booklet (Non-TRID) 

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Licensing Disclosures 

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Manos Mortgage, an Equal Housing Opportunity company, is committed to fair and ethical business practices. In compliance with federal law, we do not discriminate based on race, color, religion, national origin, sex, marital status, age (provided you can enter into a binding contract), the source of income (including public assistance programs), or the good faith exercise of rights under the Consumer Credit Protection Act. Compliance with these federal laws is overseen by the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Manos Mortgage operates as a licensed mortgage broker. 

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NEW JERSEY

Licensed by the N.J. Department of Banking and Insurance, NMLS #2825618 NMLS #1839894

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REGULATOR:

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New Jersey Department of Banking and Insurance
20 West State Street
PO Box 325
Trenton, NJ 08625
Phone: 609-292-7272

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FLORIDA 
Mortgage Broker License#: MBR8571 
Approved Name: Manos Mortgage 

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REGULATOR: 

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Office of Financial Regulation 
Division of Finance 
Bureau of Regulatory Review 
200 East Gaines Street 
Tallahassee, FL 32399 
Phone: 850-410-9895